15 min R19
Budgeting in 15 Minutes
Make a simple monthly budget, split your money into needs, wants and savings, start an emergency fund and stay away from debt traps — in about 15 minutes on WhatsApp.
15 min · beginner · certificate
Business & Money
Money and small business short courses
Budgets, payslips, cash flow and starting a business.
- MicroQuests
- 4
- Free
- 0
- Learning in total
- 1.4h
- Paid from
- R19
MicroQuests are paused for a moment. You can still browse.
Read your payslip line by line, build a budget that survives the month, understand why a profitable business can still run out of cash, and plan a small business before you spend on it.
Written for South African wages, deductions and small businesses.
All Business & Money MicroQuests
20 min R29
Cash Flow Essentials
Learn why a profitable business can still run out of cash, build a simple 3-month cash-flow forecast, get paid faster and keep stock and credit under control.
20 min · beginner · certificate
20 min R29
Understanding Your Payslip
Read your payslip with confidence: gross vs net pay, PAYE, UIF, medical aid and retirement deductions, what to check every month, how to query a mistake and what an IRP5 is.
20 min · beginner · certificate
30 min R49
Starting a Small Business
Go from idea to first sale the smart way: test your idea, write a one-page plan, choose sole proprietor or company, understand CIPC and SARS registration, price for profit and keep records.
30 min · beginner · certificate
For employers, schools and training providers
Train a whole team, one short step at a time
Toolbox talks, inductions, refreshers and revision that people finish, because each one fits in a tea break and runs on the phone they already carry.
Need a topic we don't have? Request it. The topics people ask for most are the ones we write next.
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Give MicroQuests or credits
Your people get a WhatsApp message or an email link and learn on their own phones. No logins to manage.
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Pin a QR poster
Print an A4 poster for the canteen, staffroom or site office. A scan opens the MicroQuest.
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Verifiable certificates
Every completion has a numbered certificate you can check online, which is useful for toolbox talks and inductions.
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Your own MicroQuests
skillSYMS clients publish their own MicroQuests (policies, site rules, product knowledge) for their own people.
Business & Money: questions
How much do the Business & Money MicroQuests cost?
The others cost R19, R29 or R49 each, paid securely online or with learning credits. If you don’t pass the challenge, you try again at no extra cost.
How long does each one take?
Between 15 and 30 minutes. Your progress is saved after every step, so you can stop and carry on later on the same or another device.
Where do I do them?
In your browser at skillsyms.com/learn, in the skillSYMS app, or on WhatsApp — the same MicroQuest, the same progress and the same certificate. There is nothing to install for the browser or WhatsApp.
Do I get a certificate?
Yes. Pass the final challenge and you receive a PDF certificate of completion with a unique number and a QR code anyone can scan to verify it. MicroQuests are informal learning: the certificate is not an accredited qualification or SETA/QCTO credits, and it says so.
Can I buy these for my team or learners?
Yes. Employers, schools and training providers can give MicroQuests or learning credits to their people, who then learn on their own phones. Contact us and we will set it up with you.